Origins of the Community Development Financial Institutions Movement

Clifford N. Rosenthal

Democratizing Finance traces the roots of community development finance over two centuries, a history  that runs from Benjamin Franklin, through an ill-starred bank for African American veterans of the Civil War, the birth of the credit union movement, and the  War on Poverty. Drawn from hundreds of interviews with CDFI leaders, presidential archives, and congressional testimony, Democratizing Finance provides an insider view of an extraordinary public policy success. Democratizing Finance is a unique resource for practitioners, policymakers, researchers, and social investors.

Cliff Rosenthal cofounded and for two decades helped lead the CDFI movement. As CEO of the National Federation of Community Development Credit Unions and later as the first director of the Office of Financial Empowerment of the Consumer Financial Protection Bureau, he devoted his career to bringing financial services to low-income and minority communities. He lives and works in Brooklyn, NY.

Click here to view Inside City Hall, NY1 television interview with Clifford Rosenthal

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